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| Maximum LTV | First Charge | Second Charge |
| Loans up to £250,000 | 75% LTV | 60% LTV |
| Loans up to £500,000 | 65% LTV | 55% LTV |
| Minimum Property Value | £50,000 | |
| Minimum Loan | £30,000 | |
| Minimum / Maximum Term | 2 months /12 months | |
| Interest Rate | From 0.95% per month (payable monthly in arrear) | |
| Interest Roll-up facility | On same terms Except all LTV's reduced by 10% | |
| Geographical Spread | England and Wales | |
| Borrower Status | Voters Roll Search National Insurance Number Two recent utility accounts Passport/Photo style driving License NO CCJ's (excluding CCJ's satisfied 2+ years) Maximum 2 months arrears |
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| Income requirement | Self-decleration of income facility | |
| Acceptable Security |
Freehold Residential Properties Leasehold Residential
Properties |
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| Commitment Fee |
NIL |
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| Redemption Fee |
NIL |
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| Valuation Fee |
As per Fee Scale |
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| Legal Fees |
£300 for first property, £150 per additional property, deducted on completion |
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| Independent Legal Advice |
ALL Loans: |
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Reference Number
303455
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Firstcall Mortgages Ltd is
Authorised and Regulated by the Financial Services Authority (FSA) under
Reference Number 303455, for the arranging and advising on mortgages (general
insurance will also be authorised after 14th January 2005)
© 2004
Firstcall Mortages Ltd, All Rights Reserved.